When considering bariatric surgery it is important to look at all aspects of the surgery including the financial cost. It is best to contact your insurance company to find out what will all be covered. Below are some frequently asked questions in regard to bariatric surgery cost.
Q: How do I know if my insurance covers bariatric surgery before my first consultation?
A: Prior to your initial consultation, Prevea will call your insurance company to verify benefits. After the initial evaluations are complete, Prevea will submit a preauthorization request to your insurance company. This will include your medical history, height, weight, BMI at time of initial consult, psychological evaluation/clearance and medical evaluation/clearance. We may ask you to supply a letter of medical necessity written by your primary care doctor as well.
Q: How long will it take for my insurance company to approve the bariatric surgery?
A: Insurance companies vary on the amount of time it will take to review your information. They will notify Prevea of an approval or denial once the decision is made, and Prevea will notify you.
Q: What if my insurance company doesn’t cover the bariatric surgery?
A: If you are denied, you can pay for the surgery out-of-pocket or request a bank loan. Prevea billing representatives can set up a payment plan for you prior to surgery. You also may want to wait for open enrollment to consider changing insurance companies to one that offers the benefit or to see if you can get a bariatric rider applied to your current insurance policy.
When thinking about bariatric surgery costs, remember that you may find cost savings after surgery. Many people find that post-surgery they can reduce or eliminate the need for many of the medications they take for high blood pressure, heart disease, arthritis, cholesterol and diabetes. If they have a gastric bypass surgery or sleeve gastrectomy, they may even be able to reduce the dosage or discontinue the use of diabetes medications soon after the procedure.
Learn more about bariatric surgery benefits
or determine if you are a candidate for bariatric surgery
. If you think bariatric surgery is something you would like to learn more about, you can schedule an appointment with a bariatric surgeon
, attend one of our free bariatric surgery seminars
or attend a bariatric surgery support group
to learn more.