• $3,650 single
• $7,300 family
  

Catch-up contributions of up to $1,000 may be made annually for those 55 and older.

• $3,850 Single  
• $7,750 Family 

• $4,150 Single 
• $8,300 Family 

• To begin making pre-tax contributions through payroll deduction, you must first open your account via myADP.
• Funds are not available for use until your account is opened.
• Purchases made prior to account opening are not eligible.
• You can change your election amount on a bi-weekly basis if it does not exceed IRS limits.
• If you want to take advantage of the IRS maximum contribution for 2024 don’t forget to update your enrollment on myADP during Annual Open Enrollment!

• Tax saving and earned interest — Contributions are tax-deductible and earn tax-free interest.
• Portability — You own your account, so even if you change jobs, your HSA funds are yours to keep.
• Affordable health coverage — Use the HSA to cover 100% of out-of-pocket costs for routine medical expenses, such as office visits, lab tests and prescription medications.
• Long-term savings — Contributions to your HSA accumulate and roll over year-to-year with no limit, which allows the account to grow tax-deferred.
• Retirement bonus — After age 65, funds may be withdrawn for any reason with no penalties. (If used for non-medical purposes, however, taxes will be imposed.)
• Safety net — A HSA has no “use it or lose it” restrictions, so balances can be built up to use for major medical events.
• Coverage for the “extras” — HSA funds may be used to pay for services often not covered by a medical plan, including dental and vision expenses.
• Money that works for you — Balances over a certain amount may be invested.
• Empowerment — Take control of your health care decisions, including which providers you want to use, to ensure your health care dollars are spent wisely.